Agent-First Payment Protocol

Your money. Any AI. One protocol.

Any AI agent operates your finances autonomously — bank transfers, social payments, cross-chain swaps, and tap-to-pay cards. You set the rules. The agent does the work.

Built on Tempo  •  Powered by Stripe  •  Self-custodial

WHAT LYNX DOES

One protocol. Every payment rail.

From bank transfers to tap-to-pay — your AI agent handles it all.

Bank Transfers

Send directly to bank accounts — fast, no middlemen. Expanding coverage as we grow.

Social Payments

Pay anyone by handle, email, or phone number. If they exist online, you can reach them.

Cross-Chain

Your money lives across chains. Lynx brings it together — one protocol, every network that matters.

Cards

Spend anywhere cards are accepted. Physical or virtual. Your wallet, your rules.

Privacy Mode

Your finances. Your business. Privacy when you want it — off when you don't.

Any AI Agent

Any AI. Any model. If it can think, it can move your money through Lynx.

HOW IT WORKS

Three steps. Full autonomy.

01

Connect

 

02

Set Rules

 

03

Let Your Agent Work

 

PRICING

Radically transparent fees.

P2P is free. Always. Fees only at the fiat boundary.

Standard Privacy
0%

User-to-user transfers

Send money to anyone on Lynx. Free. Always.

0.1%

Protocol Services

Bank transfers, swaps, cross-chain, FX conversions.

<$0.01

Gas per Transaction

Tempo blockchain. Near-zero network fees.

SECURITY

Your keys. Your rules. Always.

You control your money. We built the architecture so you never have to trust us with it.

Self-Custodial

You hold the keys. Not us, not a third party. Export them anytime. Lynx helps manage transactions but never owns your funds.

Spending Rules

You set the limits. Spending caps, allowed actions, what agents can and can't do. Nothing happens outside your rules.

Separated Funds

Your money is compartmentalized. Day-to-day spending is isolated from long-term funds. If one is compromised, the other stays safe.

Your Approval Required

Large transactions need your sign-off. Agents handle routine actions within your limits, but big moves wait for you.

terminal

Security Status

 

Wallet: Self-custodial

Key owner: You — exportable anytime

Lynx role: Co-signer, never owner

 

Spending: User-defined rules active

Agents: Scoped to allowed actions

Funds: Separated — spending | savings

Approval: Required above your limit

 

Status: ██████████ SECURED

BUILT ON

Institutional infrastructure.

Every integration verified. Every provider production-ready.

Settlement Layer

Institutional-grade chain settling every transaction in sub-second finality.

Embedded Wallets

Self-custodial wallets provisioned invisibly — no seed phrases, no friction.

Mastercard Network

On-chain authorization at any of 150M Mastercard merchants, worldwide.

Ecosystem

High-throughput L1 with sub-second finality and a deep consumer-payment ecosystem.

Ecosystem

Real-time EVM L2 with sub-10ms block times — on-chain apps that feel like Web2.

Ecosystem

Solana's liquidity aggregator — best-price swap routing across every major venue.

60+ chains • 6 fiat rails • 2 card networks • Sub-cent gas • Self-custodial

ROADMAP

Shipping, not talking.

1 shipped · 1 in progress · 4 planned

  1. 01 / 06 Complete

    Phase 1: Wallet and Gateway

    Self-custody wallet. Unified gateway.

  2. 02 / 06 In Progress

    Phase 2: Agentic Swaps

    AI-native swaps across chains.

  3. 03 / 06 Planned

    Phase 3: Social Payments

    Pay anyone by handle.

  4. 04 / 06 Planned

    Phase 4: Payment Protocol

    The open protocol for payments.

  5. 05 / 06 Planned

    Phase 5: Cards

    Tap to pay anywhere.

  6. 06 / 06 Planned

    Phase 6: Ultimate Privacy

    Financial privacy by default.

Get early access.

Join the waitlist. Be first when Lynx goes live.

No spam. No selling your data. Just early access.

Or reach us directly

hello@lynx.cards